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Free calculators for everyday money & work questions

Quick, free, and updated for FY 2025-26. No sign-up. Work out what you’re owed or what you’ll pay — then get real help if you need it.

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Gratuity calculator
What you’re owed when you leave a job — the 15/26 formula, 5-year rule and ₹20 lakh cap.
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HRA exemption calculator
How much of your House Rent Allowance is tax-free — the least-of-three rule, metro vs non-metro.
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Income tax calculator
New vs old regime for FY 2025-26 — which one leaves you paying less.
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Take-home salary calculator
Your real monthly in-hand pay after tax, PF and professional tax.
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